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It is easy to get rich can any of us
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Interview with Robert Kiyosaki
Most people do not think much about how to dramatically improve your financial situation and get rich, but it is in their hands, and even if you think, then, as a rule, further reflection is not going.
Sometimes it seems that the rich and wealthy people - are residents of any other planet, and become one of them is absolutely unreal, unthinkable. And it is easy to get rich may be any one of us, says Robert Kiyosaki, author of the acclaimed bestseller "Rich Dad, Poor Dad".
What can parents teach their children the rich and the poor are not taught, and it does not need to rob a bank or otherwise violate the law. It is enough to show financial acumen and in time you can become independent, "People complain about financial difficulties largely because over the years in school, they still did not know about the money.
As a result, people are starting to work for money, but do not know how to make money work for them. "Kiyosaki advocates the systematic accumulation of assets - reserves that generate recurring income, such as real estate and reducing liabilities that bind capital or lead to unnecessary costs.
It calls for financial autonomy, that is, from the employee to turn into an independent investor. And it is not as difficult as it seems, many people simply overestimate the difficulties awaiting them on the road to riches.
All that is needed - the courage, the willingness to take calculated risks and learn new perception of money and its role, the financial savvy.
And most importantly, action. After all, the word entrepreneur comes from the word "take".
Author of the bestseller "Poor Dad, Rich Dad" and its sequel "CASHFLOW Quadrant" in his own words, "neuspokaivayuschayasya person", a man who does not throw words to the wind.
No wonder Kiyosaki called "motivational speaker" - after reading his book "Rich Dad, Poor Dad," many readers begin to think about the important, but unjustly underrated part of his life as finance.
It's not that his advice differ radically from that recommended other well-known financial advisors: Enter your own business, protect your capital, create a smart investment base. Here is how he puts it.
The poor and the rich, says Kiyosaki, radically different understanding of the financial value, they pass on to their children. The poor and the middle class is taught outlook belonging to the Industrial Age, not the Information Age.
Here is an example from personal experience:
my classmate was very excited when I read the book "Rich Dad, Poor Dad" couple of years ago, he did take notes some of its chapters. Today, he is not an employee: connecting comrade, he opened his own business, which is developing rapidly, my friend is quite happy with life.
In his remarks, those of his friends who appreciated the book, as a rule, in life prospered financially, but just did not like it for those who do not know how to manage money. Robert Kiyosaki, his wife Kim and Sharon Lechter founded the company, which manufactures a variety of products for boosting its central concept.
In particular, the three board games according to the "Monopoly" (the Russian equivalent is called the "Manager"): "Cashflow 101", "Cashflow 202" and "Cashflow for Kids" with virtual counterparts. They are familiar with basic financial strategies. This training seminars. This audio books and lectures.
It is also 18 books, which have been sold more than 26 million copies. They are written Kiyosaki personally or in collaboration with Sharon Lechter and even Donald Trump. By the way, three of them - "Rich Dad, Poor Dad," "CASHFLOW Quadrant" and "Investment Guide Rich Dad" - both included in the top ten in the book rankings such leading publications as The Wall Street Journal, USA Today and the New York Times.
However, Kiyosaki has been repeatedly criticized. There is no evidence that he was a successful investor base to its current company Cashflow Industries Ltd. It is possible fixed assets brought him activity of this company.
The largest and most consistent of his critics - John T. Reed, one of the leading players in the real estate market, has released a series of his books addressed to the novice investors - accuses Kiyosaki that the advice he gives in his books, vague and unspecific . Moreover, they are often dangerous.
For example, the author of "Rich Dad, Poor Dad" recommends doing some thorough deposits rather than to diversify their capital, thus reducing the risk of major losses to a minimum.
However, that his advice is suitable only very sophisticated investors. But most of all is his rejection of objections to the school, which he considers unnecessary for the future well-being of children, and it is here that he take up arms against almost everything.
Thus, the concept of Kiyosaki is critical to treat as a special kind of philosophy of life, but not a new religion, that is, do not blindly follow everyone's advice, and carefully weigh the risks.
His books - it's not automotive road atlas, and only compass that determines the overall direction of the path.
The rationale of his ideas is that each person can change his fate, and indeed it is important to seriously treat their finances and strive for financial stability and independence.
We met with Robert Kiyosaki, and he was happy to tell us about your plans for the future.
- What is your main message to the public?
-Vazhnost Financial education, because it is not taught in school. For some reason, many people do not realize how important it is to start from childhood to teach children to manage money, the majority of people there are some primeval notion on this. Well, that money are evil, for example. Yes, it happens sometimes.
Because whenever I start talking about money, getting back some emotional resonance. I would argue that rich or poor, smart or stupid, we all use money. Even poor and they use them, what can we say about the rich, so that this topic unites us all. And I can not understand why I so often have to teach people the basics of finance.
- We know that you are a good teacher, and in your book you say that modern schooling harms the children because it teaches them to handle money. You would not want to open a chain of time their school or, at least, courses for children, to give them the proper financial education?
- Let me first clarify its position. School education is important, but many do not like to go to school. And in the United States studying at the school is very expensive. In addition, it defines a school, you are stupid or clever. I never thought that a teacher once in a special smart. Who are they to tell me who is smart and who is stupid?
So my thought is - if you have a choice, you will become rich, the poor or the middle class, it should be determined not by whether you go to school and how. If you want to become a doctor, a lawyer or an accountant, you should go to school.
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