How to find the money in their own pocket

From the outset, I would like to remind myself and you that we all - the inherent functional units as the economy and all, but still falls under the influence of its laws. Among others, I would particularly like to draw your attention to three important law, the total effect of which is, precisely defines our financial situation with you.

First among these laws - the law of increasing requirements.

He tells us that our needs peculiar to a constant growth, and much faster than the increase in our revenues.

The second law is the law of decreasing marginal utility.

According to that same product over time it will inevitably lose its value and ability to meet our needs.

The last third law is the law of inflation - an extremely negative for us property of money to lose its purchasing power, that is to depreciate.

Given these and other in the same spirit of factors, let's make some adjustments to what our financial policy.

To begin to define our economic income. We do not mean income in the form of wages or income from a business under the concept of economic income, we mean cash balance after the payment of all consumer loans cover all the necessary expenses for food, housing, communications, transport and so on. D., And so on. N .

It is this balance in the economy is called the economic income. So what is your economic income? By example, let illustrate a few years ago, my net economic income tend to be zero! Moreover, sometimes he even reached negative values!

Why so? The answer is clear - I am, so to speak, did not like myself. I paid the first service providers, resellers, all, all, and eventually themselves leave either nothing or debts ... This was an unacceptable mistake, knowing it gave an opportunity to change the situation for the better.

Council №1. Receiving or distributing, any revenue PAY YOURSELF FIRST!

And how much to pay? Our personal advice - start with small. 5-10% of your total income - is an acceptable figure for the first step to financial protection.

Do not go too far! Do not try at the outset to save 100% of your income, develop the habit of paying yourself first starting with small amounts that will not have a significant impact on the quality of your life.

Having started to act on such a scheme, I experienced firsthand what it really is viable, and this served as proof of savings thanks to her money. And now let's go back to the first contact above the law, and to ask you, do we necessarily fall under its scope? The correct answer is "yes."

All of us, of course, want to raise the level of our lives, and therefore, with the growth of our income, we always increase our costs. But why do not we keep a distance? I mean, why not respect the 50% difference between the increase in our costs and revenues?

Council №2. Always keep 50% of the amount of money to increase your earnings.

In other words, if you have earned this month at $ 80 more than the previous, let your expenses will rise by only $ 40, but not all 80 as is usual. Save the remaining $ 40 in his pocket, and in the next issue of the distribution we will show you how you can effectively multiply them.

Let us turn to the second law. Drawing attention to him one day, I decided to analyze my expenses. Immediately, of course, it did not work - all the items of my cost last month recall failed. Then I decided (that you are strongly advised) to undertake the so-called "Month of control."

I began to carefully write down my expenses for a day before going to bed. At the end of the month, I will carefully analyze how much and where uplylo out of my pocket, as justified as suddenly as inevitable, and most importantly - how much minuemo. The last point, I draw your attention to the most important.

After such an analysis, I found that in fact a certain amount of money I spend each month, goes to buy things or services that have long been lost to me all kinds of benefits. That is, I spend a lot of money simply by inertia, without receiving the expected benefits from this. In addition, I found a few others, not necessarily waste, which decided to immediately eliminate and not to repeat the next month.

Council №3. Do not release its own spending beyond your control.

Spend a similar event, and you are guaranteed to find in its list of more expensive items, strikethrough which does not affect the quality of your life. And one more important information for thought.

If you've decided to become a successful and wealthy person - is not enough to save money. We must be able to keep them at least! Save on the above-mentioned law inflation. Once again - to keep it low.

Ideally, you should be able to maintain, increasing savings. A conservation, in turn, it is the first step in investing.

Now everything depends on you and your choice, so think, choose and get rich!

Secret Meaning of Money

Today in the world there are no ideas, stronger and more violent than the idea of ​​having money .   and the more the better. This desire overcomes all, young and old, regardless of creed or color, social status and gender.

None of the religious or ideological currents did not have such power over people, which have banknotes of different category. Desire money wakes up with you and sleep with you. With you it is born and it dies with you. And even if you have a lot of them, they are never enough. As they say in the case of billionaire Paul Getty: "I would like a little more."

Moneybag carry a Judas, and for thirty pieces of silver he sold Christ. What is my strength from this money that you can sell it for God? What is the power of this money has, for the sake of it, you can create a new religion?

Remember Hubbard: "If you want to make a million, you have to think of religion." What kind of black magic that is subordinated notes, which directs people to commit a crime and betrayal? What's the demon commanded these characters that irresistibly pushes you to the insatiable desire to increase their number?

I accidentally remembered Judas, I intentionally said about religion. I want to make your idea into another room, where the dark when you will step back from it, the light will blind you. Or nothing will happen, and you will think the same as you thought before. But in any case, I suggest you the wrong move, fraudulent acts in the spirit of Agatha Christie: Aida false way, here's a theistic background influence money supply.

If there is something which everyone worships, who is God? Maybe he's drawn on the banknotes? In the end, when and who looked at the wandering apostles of the Gospel, and who knows, maybe one of his disciples thought that he might have a lot more than he had then? And the demons were expelled by Judas is not worse than the other eleven.

And it may be that some of you are faced with similar in a very banal and not religious circumstances where the person that you learn everything you have given so much, left you, left you, gave you to be more than he has now.

But this is a trap, a false move.

And I have to admit at once: money does not have nothing to do with religion, nor to the pagan dohristianstvu. Do not have the least because religion - a private in relation to money. This creates a religion of dogma and writes stories about how to properly treat the money as they should be, and how they can and can not aspire.

Money explain everything in silence without saying a word to you, do not build the temple, and without requiring them to worship. So if you have the money there is some secret meaning, if they have some surprising metaphor, which is clear in all languages, the value is clearly beyond the scope of religious explanations.

Money is often compared with the blood, and it is very beautiful metaphor, it seems to be very much can be explained. But in fact, this definition is false. Money can not be blood, because the blood is neutral, and the money is very aggressive. Moreover, the metaphor might offend Christians, whose blood is sacred and that it is filled with an entirely different meaning: If you are close to the church, then you understand what I'm saying. You can be perfectly calm: the religious feelings will not be affected.

Blood - a metaphor money. Money - not the blood of society. Money - is the social function of fertilization and procreation. Money - it is a social substitute for the natural instinct of reproduction.

And the more a person walks the path of controlled fertility, contraception and abortion, the less meaningful and less valuable it becomes for procreation in the biological sense of the word, the more and more powerful it becomes a substitute for the social instinct of reproduction - money.

At different times in a person especially valued different things. For females the ideal male is the one who can give the most powerful impulse for procreation, to give a new and strong offspring. At one time, it could be the one who is the strongest and able to conquer the female. This is true in terms of the nature of each of us have seen movies where males are desperately fighting for the female, and of course, the strongest wins.

Then it could be a handy man, who at the same time be able to provide their offspring to survive. Then, the male could well be far from the strongest male, but one that belongs to a particular race, clan elected. Later still the best choice for females could be a male, who can be called smart: the mind is like an ideal basis for survival.

Today, when money can get all of the above, the ideal male is one that is rich. He may be weak, sick or not the most intelligent. It can be anything and be anything: but if he has money, he is the one who can create the best conditions for the existence of their future offspring.

Money has three universal values.

The first is reflected in the fact that money is able to create. They are able to give life to something new. I have often talked about man as a biological form, which always seeks to compensate for his inability to give birth. At first, he could create. Tools, for example.

Then he could invent the Pythagorean theorem or give rise to light works of art. Today, all he can just buy. It is enough to have money. And even if you create the money to the atomic bomb, you create, not destroy, as a mother who raises her son, it builds even if he grew up to become a soldier.

Money does not know how to break down, even if you put them into production mines or tanks. And even if some evildoer pays to the world destroyed, while it aims to achieve a purpose. Sperm never seeks to destroy, it is absurd on its nature. His goal - to give new life to the light continued to generate itself.

But this goal is very often leads to rivalry and confrontation. And as in the animal world, which often kills the new male offspring from the previous male to breed new, their progeny, and the life of our world something new is often given at the expense of destroying other people's achievements.

The second value of money - it is the socio-genetic baggage that completely replaced the native genetic. Possession of some amount of money - it is a set of genes, a set of guaranteed programs that will ensure the future of certain offspring characteristics and properties. Geneticists now transcribe the gene pool, but its time has passed, it's time to have a new science - genetic sociology or social genetics.

That money will determine who will be your child, it will grow, what are the chances of an effective survival. Money determine its success, education, career, and even a future marriage.