The Art of Attraction money

To imagine modern life without money is impossible. Making money is often a central goal life, relegated to the periphery of the so-called "eternal" values. Sometimes there are contempt for money avenges himself unrestrained poverty, disease.

How to learn to "pull" the money is not "sacrifice the principles"?

Quiet and easy to treat Money as a means of existence, growth and development, rather than as eclipsing all the ultimate goal of life? To do this, you first need to remember that this money. Money is defined and as a result of collusion of people, and as an instrument of state power, and as a universal medium of exchange. The role of money as a standard of exchanges everywhere and always played the goods that are in demand and which is available in sufficient abundance.

The closer to our time, the greater the role of the metal substances in the service of human needs and sharing wealth. Here, too, it had its own evolution: first coins of iron, lead, copper, and then in the course went gold and silver. Their undoubted "cash" quality: homogeneity, divisibility, the keeping of portability, the value of (a rarity and the complexity of production).

It is said that during the period of the gold standard treatment in the literal word "stuck to the hands" (erased from the use of) two thousand tons of real gold. This was one of the main reasons for the transition to paper symbols: rubles, dollars, marks. People have realized that the role of money is fleeting. That is the only product that can not be used otherwise than to get rid of him. They do not feed you, not dressed, do not give shelter and entertain as long as you did not spend or invest them.

What awaits us in the future? What kind of money will replace? Their representatives are there now. This so-called "mystical money "- a record in the accounts and the books. Non-cash money. Then the" coming "electronic or" CyberDengui "- a record in the computer's memory. Since then refer to this money? Bad attitude to money, according to Aron Belkin - a disease that should be treated. And this attitude can be on a subconscious level.

This negative perception Money is often an obstacle, explicit constraint in attracting a sufficient amount of money energy to provide a decent life for a person. In Russia, due to a number of historical events negative attitude to money, wealth has penetrated deeply, on the level of the subconscious of many people. It has become an integral part to the end of the unknown "Russian mentality".

This is reflected in these psychological attitudes: "money - the evil", "money man spoil", "money can not buy happiness," "the rich also cry", and so on. D. That is why currently a huge demand for psychological trainings, where " knocked "unconscious negative attitudes. Man, as it were "reprogrammed."

For this purpose, in particular, used a little-known views of famous personalities (the force of their authority), for example: "Money - the most important thing in the world. The money - it's like Aladdin's lamp" (George Bernard Shaw), "Money - a sixth sense that allows you to enjoy the fruits of the first five "(Somerset Maugham)," Money - is a sweet balm "(Arab proverb)" Money expand opportunities to achieve their own interests "(Paul Heyne), but best of all said, we believe that our Russian writer Victoria Tokarev" Money - it minted freedom. "

These statements should be repeated like mantras. Then, a positive attitude towards money is as if by itself create such situations and circumstances that will bring you money. It is particularly important to form the right attitude to money from the younger generation. Even George Bernard Shaw in the preface to the play "Major Barbara" clearly wrote: "Teach children that a sin to seek the money - is to reach the extreme limits of shamelessness, and their lies, abuse and hypocrisy.

In general, respect for money - is the only thing in our civilization, which gives hope, the only healthy place in our consciousness. Money is as bright personification of health, strength, and honor, generosity and beauty, however, no doubt, illness, weakness, disgrace, meanness and ugliness reflect their disadvantage. Not the least of their advantages is that they overwhelm people with the same low inevitability with which strengthen and elevate the noble people.

And only when they reduce the price to the degree of impairment in the eyes of some people, and increases the cost to the extent of reach in the eyes of other people, but then they become a curse. "In other words, all should be the measure. We need to find our own" middle ground "in relation to money . Eventually the purse - this is only an application to the head. The most famous book about money in the last five years - "CASHFLOW Quadrant" - through the words of writers RT Kiyosaki and Lechter SH.L. says that "you never You can be truly free without financial freedom. "

The authors suggest initially positioned with respect to one of the four sections where you are or want to be: P - for employees, C - for those who are self-employed (people "liberal professions": lawyers, consultants, notaries, etc. n.), B - for those who have their own business, and - for investors. Of course, financial freedom can be found in all four sections. The money will be due to the fact that you yourself have found that you feel in a particular topic, like home.

For example, a highly professional mason who "builds a temple," not just "lays bricks" would receive their work is not only a greater monetary power (in the market significantly "pay extra" for their professionalism and caring attitude to work), but also a moral energy (work as a hobby). However, some feel very uncomfortable, employment.

Your money should make money

As a rule, it - a good education for the children, their own house or apartment and personal specific purpose (for example, spend a year on a deserted tropical island with good service). Given that such a foundation are typically large sums of money that are not collected in a single day or even a month, play an important role and place the form in which they are stored.

If you are in your financial management we have reached the stage of formation of the reserve, without financial literacy, knowledge of financial law, legislation and tools you can not do. Keeping money in the pod, you do not accumulate and lose. The money eaten up by inflation, while it does not matter in what currency they are: inflation is in any country. Besides Potbelly no interest is paid, and thus not yet lost profits.

Putting money in the bank, you are entering into a relationship with a professional financial market participants, who can offer a price of various products. You come into a financial supermarket and have a clear understanding of what you want to buy and why.

Therefore, it is necessary not only be professional purchaser, but also be aware of their risk acceptance threshold, as banking products - it's always a sale of the future, and it is associated with a certain level of risk. Generally banks offer savings products to contribute to the increment of the main body of the deposit and to provide current income. Banking products vary percent and for withdrawal of money.

It is necessary to recall the traditional forms of deposits, such as gold, other precious metals, precious stones and antiques. Obviously, there needs professional customer. The beauty of these instruments is that their possession, in addition to sustainable conservation of resources, and in the case of antiques and even growth of the main body of the guaranteed contribution each year, you get more and aesthetic satisfaction.

There are other tools that have circulated in the stock market. But to become a professional buyer in this market is not easy, and amateur without a consultant can be very expensive.

FAMILY STATEMENTS

The Corporate Finance Department keeps records of not only tax (this holy) and book ("white" and not), and management - a comprehensive. In the management of personal finances is necessary to establish at least one and comprehensive. Third seditious thought: principles used to account for finance companies can and should be used in personal finance. Consider yourself and your family as an entity.

In order to make an assessment of the current condition of the company, you should be familiar with its basic financial documents: a report on the income statement, balance sheet and cash flow statement. In order to evaluate your financial condition, you need the same financial statements, but your personal.

Balance - a digital photograph, which reflects itemized all movable and immovable property of value, up to the "bins Motherland" in the closet, closets, boxes, and, if you like, a refrigerator, as well as debts - yours and you then have the assets and liabilities. Or assets + = own funds borrowed.

The balance is made on a specified date, usually at the end date of a period and contains key economic information for analysis and planning. Due to what is an increase in your assets (property) by bank loans, other loans or debts you return (the information contained in liabilities)? You have purchased a washing machine, using consumer credit.

Your property has increased, but there were liabilities in debt that you will have to finance in the future. It could be different: you saved money (see the section on the formation of reserves) on the washing machine (and hence increased the liability gradually due to the money), and as a result of the purchase of one asset - money - turned in the other - the washing machine, with no obligations have not arisen.

We must remember that the assets can be both tangible and intangible. Image, innovative skills and abilities can also make to the balance, if they have a value, but their assessment should be very conservative. It is known that the "show-off" more money ", but not to become good fellows among the sheep, should define the target audience.

It is important to remember that the intangible asset is created for a long time, and obsolete and lose their value may be very fast. So finance and operate at the enterprise level and on a personal level. Profit and loss account shows the revenues and ultimately incurred.

Finally, the costs incurred - this is money that are lived and eaten, that is not materialized in any of your assets. It - food, travel, entertainment, rent, utilities and other current payments. If your expenses have increased your property and accumulated reserves moved into other forms of existence, it belongs to your balance and not to the income statement.

Statement of Cash Flows reports the real state and the movement of your money, records all receipts and payments, and shows the difference between the income (loss) and cash flow. For example, you receive an invoice for payment of utility services in April, and the money in this account to pay in May.

That is, the amount of utility bills will be related to the profit and loss statement in April, but since you do not spend money, the balance sheet of the assets you have this amount is present, as well as in the liabilities in the form of your debt utilities. As you can see, all three statements are interrelated.

Only after a full accounting is made, and continues to be carried out continuously, and you can make informed decisions on planning, budgeting as a tool to control costs, preserve and invest your money.

Answers to the questions of "how", "where" and "in what proportions" will definitely correct and reliable only after implementation of all the above. Anyway…